BILL Spend & Expense pricing, price hikes and cheaper alternatives
BILL Spend & Expense (bill.com) is a spend management tool. Listed at $0 per user per month on the Spend & Expense plan, with card and payment fees where applicable; paid tiers are quote-based.. Free plan: $0 per user per month: as many cards as needed, AI receipt capture, mobile app, reimbursements; approvals not listed..
What BILL Spend & Expense costs
- 10 users: custom pricing (Custom: the free plan's feature list has no approval step. Approvals are listed only under AP & AR (shown at $49, $65 and $89 per user per month, billing period not stated; a separate bill-pay product), and paid Spend & Expense tiers are quote-based. Becomes 0 if the free plan is confirmed to include expense approvals.)
- 1 user: free (0: the free plan is $0 per user with AI receipt capture (mobile app or text) and no scan cap stated; reports and accounting sync are not tied to the plan.)
- 20 bills/mo: not offered (n/a: Spend & Expense has no vendor bill pay; bill pay is sold separately under AP & AR.)
Plan compared: Paid Spend & Expense plan (quote-based); free-plan approvals not confirmed. Prices are the software subscription in USD per month on monthly billing (annual-only plans divided by 12) for each scenario. Company cards are usually free, so interchange, cashback, FX and card-payment fees are left out; per-payment ACH fees do count in the bill-pay scenario.
What BILL Spend & Expense does
Core: Expense reimbursement (partly), Company cards, Card limits & budgets (partly).
Important: Receipt capture & OCR (partly), Accounting software sync (partly), Card cashback & rewards (partly).
Also has: Business travel booking (partly), AI transaction coding (partly).
BILL Spend & Expense price hikes
No price hikes on record for BILL Spend & Expense.
Alternatives to BILL Spend & Expense
Other spend management tools at a 10-person team:
BILL Spend & Expense alternatives: 4 spend management tools compared, at every size.
Other kinds of products that cover part of BILL Spend & Expense
- Xero (Accounting): covers 65% of BILL Spend & Expense; missing or partial: Company cards, Card cashback & rewards, Business travel booking
- QuickBooks Online (Accounting): covers 56% of BILL Spend & Expense; missing or partial: Company cards (partly), Card limits & budgets, Card cashback & rewards, Business travel booking
Sources
Pricing page: bill.com/pricing. Prices last checked Oct 16, 2026. Plan and $0 per-user pricing from bill.com/pricing (WebFetch summaries); the product page and PricingSaaS show no paid Spend & Expense prices. PricingSaaS lists 0 changes but its monitoring began 2026-07-07, and the web-search budget ran out, so no news search for hikes was run.