Brex pricing, price hikes and cheaper alternatives
Brex (brex.com) is a spend management tool. Per-user monthly subscription: Essentials is $0 per user and Premium $12 per user per month, with Enterprise and Smart Card custom-quoted and bill-pay and banking fees on a separate fee schedule.. Free plan: Essentials is $0 per user/month with approval chains and receipts; no seat cap is stated..
What Brex costs
- 10 users: free (Essentials is $0 per user/month with multi-level approval chains and no seat cap stated, so 10 users cost $0.)
- 1 user: free (Essentials is free with no usage cap stated, so 50 receipts a month costs $0; the page does not say how receipts are captured.)
- 20 bills/mo: no public price (Not computed: Essentials lists bill pay, but the per-payment ACH fee is not stated (fee schedule values did not load) and QuickBooks/Xero sync is not named on the pricing page.)
Plan compared: Essentials (free) for 10 users. Prices are the software subscription in USD per month on monthly billing (annual-only plans divided by 12) for each scenario. Company cards are usually free, so interchange, cashback, FX and card-payment fees are left out; per-payment ACH fees do count in the bill-pay scenario.
What Brex does
Core: Company cards, Users, roles & approvals, Expense reimbursement, Card limits & budgets (partly), Approval chains & policy rules.
Important: Business bank account, Interest & treasury, Extended deposit protection, Bills & accounts payable (partly), Simple bookkeeping & tax (partly), Accounting software sync, Credit cards & financing (partly), AI finance features (partly), Receipt capture & OCR (partly), AI transaction coding, Card cashback & rewards (partly).
Also has: Sub-accounts & pockets (partly), International vendor payments (partly), Banking API (partly), Multiple legal entities (partly), Purchase requests & POs (partly), Business travel booking (partly), HRIS & chat integrations (partly).
Brex price hikes
No price hikes on record for Brex.
Alternatives to Brex
Brex is the cheapest spend management tool we track at a 10-person team. The others:
Brex alternatives: 4 spend management tools compared, at every size.
Other kinds of products that cover part of Brex
- Xero (Accounting): covers 55% of Brex; missing or partial: Company cards, Expense reimbursement (partly), Approval chains & policy rules (partly), Business bank account, Accounting software sync (partly)
- QuickBooks Online (Accounting): covers 45% of Brex; missing or partial: Company cards (partly), Expense reimbursement (partly), Card limits & budgets, Approval chains & policy rules, Accounting software sync (partly)
Sources
Pricing page: brex.com/pricing. Prices last checked Oct 16, 2026. Official pricing page, cross-checked with PricingSaaS: Essentials $0 per user, Premium $12 per user with billing period not stated. PricingSaaS's seven entries are money-market yield cuts, a promo and a rename, not plan prices, so none is recorded; the fee schedule did not load, so bills20 is not computed.