Business bank accounts compared: prices and price hikes
Online business accounts for freelancers, startups and small businesses, from free US checking like Mercury and Relay to multi-currency accounts like Wise, Revolut and Airwallex, compared on what you pay each month in plan and transfer fees.
Prices at a one-person business
- Airwallex: free · last hike Aug 2025
- Mercury: free
- Wise Business: $22.60/mo
Prices are the monthly plan or account fee plus the transfer fees each scenario runs up, in USD on monthly billing (annual-only plans divided by 12, local-currency prices converted at the current rate, before VAT). Interest earned, one-off setup fees and ATM, cash and card-replacement fees are left out; exchange-rate costs count only in the international-payments scenario.